Choose Any Doctor, Specialists, or Hospital - Nationwide ! No Waiting Periods, No Health Questions, Affordable Rates, Everyone's Approved !
We offer the following types of Health Plans :
PPO Plans aka "Major Medical" Plans * Unlimited or fixed amount of Dr. Visits with Copays * Comprehensive Coverage for Major Medical * Deductibles & Co-insurance applies * Best overall coverage when used with Supplemental Insurance *FREE Preventative Care * Choose Any Doctor / Hospital * Better coverage when using the PPO Network Providers
HMO Plans Health Maintenance Organization (HMO) you will need to receive most or all of your health care from a network provider. HMOs require that you select a primary care physician (PCP) who is responsible for managing and coordinating all of your health care. Your PCP will serve as your personal doctor to provide all of your basic healthcare services. If you need care from a physician specialist in the network or a diagnostic service such as a lab test or x-ray, your primary care physician (PCP) will have to provide you with a referral. If you do not have a referral or you choose to go to a doctor outside of your HMO's network, you will most likely have to pay all or most of the cost for that care.
Obamacare Plans Are put into 4 categories based on how you and the plan can expect to share the costs of care:
Accident / Injury Plans Pays 100% benefits for Any Injury, Accident or Emergency . Very Low cost plans. Excellent for Skilled workers, Athletes, Risk occupations.
Supplemental Plans Pays you CASH benefits for Deductibles, Co - insurance, Critical illness, and Out of Pocket expenses. Bridges the "GAPS" where your Primary Coverage does not pay benefits. Very Low cost plans.
Small Groups These Plans are available for Small Business, Non Profits, and Organizations with 2-50 employees.
Senior Medicare Plans For Seniors ages 65 and over. Dental Plans are also available